Derek and Nicole Caldwell: living together, working in real estate development and the construction business together, raising a family together and enjoying life's little quirks along the way... in Gig Harbor, Washington.
Thursday, June 28, 2012
There's Hole in the System
Back in April I got on board to help special clients of mine find a new home. They are 'special' in the sense that husband is currently serving us in Afghanistan for the U.S. Army and wife is supporting him by staying home with their two young daughters. It is currently almost July and we just found out that because he is honorably departing the service in January their family cannot obtain financing. They were more than qualified. They were responsible with their finances. They were putting 20% down. They had funds available to fall back on when he is due to be discharged. And we were just told that because they happen to know that he's getting out of the service in 6 months he doesn't qualify for a home loan. We're not talking a big one, either. We're talking less than what they would pay to rent just about anywhere. So let him serve us in Afghanistan and risk his life, his health, his family's well-being, but this is how you thank him? String him and his family along for 9 weeks and then revert back to the 'guidelines' after a lengthy review and final corporate review? I don't think its right. I think VA needs to get a better handle on these situations, on a case by case basis and be real decision makers. Not just guideline followers. That's the government for ya. From one military family to another (my husband is a former Marine and Air Force firefighter), we understand your real-life issues and will stand by you, side by side, to help you realize your dreams of home ownership, however long it takes.
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